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Retirement homes are privately owned rental accommodations for seniors who are able to manage and pay for their own care. More than two-thirds of the states use the licensure term assisted living. Independent living is a general name for any housing arrangement designed exclusively for seniors. Staff is available twenty-four hours a day. Senior Living - info and advice for older adults. Independent Living Communities enable residents to live as independently as possible, while providing certain services and social activities. More than two-thirds of the states use the licensure term assisted living. A place in a retirement home can be paid for on a rental basis, like an apartment, or can be bought in perpetuity on the same basis as a condominium. Assistance may include the administration or supervision of medication, or personal care services provided by a trained staff person. You have a close network of nearby family, friends, and neighbors.